Data Scientist – Northampton

A Data Scientist in Northampton will be responsible for developing predictive credit risk models, including PD, LGD, EAD, and scorecards, working with large datasets to enhance lending decisions. They will support the development of forecasting and provisioning methodologies while ensuring data integrity and regulatory compliance. The role involves analysing customer and behavioural data to identify risks and opportunities, leveraging machine learning and AI tools for model acceleration and accuracy. Collaboration across departments such as Credit Risk, Operations, Finance, and Technology is essential to translate business problems into analytical solutions. The candidate requires strong skills in Python, SQL, statistical modelling, and predictive analytics, with proactive stakeholder management. This is a technical and strategic position to significantly impact credit risk capabilities.